About Us

Why We Exist

At Foundation Home Finance, we believe that homeownership is the cornerstone of financial security and family legacy. Too often, the mortgage process feels complicated, intimidating, or transactional. Our mission is to simplify it—helping people secure not just a loan, but a foundation for their future.

Experience You Can Trust

Kolton Morrison entered the mortgage industry in 2011 and brings years of experience working across large corporations, small brokerages, and banks. After seeing firsthand how higher fees and rates at larger institutions impacted his clients, he launched Foundation Home Finance in 2021 to offer more competitive, client-focused solutions.

In addition to his mortgage background, Kolton has a proven track record as a business owner and is currently pursuing both an MBA and a Master’s in Accounting. He is also a licensed real estate professional with hands-on experience guiding buyers, sellers, and investors through the housing market. This unique combination of real estate and lending expertise enables Foundation Home Finance to provide clients with a truly comprehensive perspective on the home-buying process, covering both the financing and property aspects of every transaction.

With deep roots in Colorado’s Roaring Fork Valley, Foundation Home Finance combines local expertise with national-level resources to provide clients the very best lending solutions available.

Goals for Our Clients

We exist to do more than just close loans. Our goal is to:

Make homeownership achievable for as many Americans as possible.

Educate clients so they feel confident and empowered in their financial decisions.

Offer tailored solutions, whether purchasing a first home, refinancing, or exploring investment opportunities.

Build lasting relationships rooted in trust, honesty, and results.

At Foundation Home Finance, you’re not just another file or loan number—you’re a family, a story, and a future worth investing in.